When to Purchase Travel Insurance
More often than not when booking a vacation you are asked if you want to purchase travel insurance. There are several plans from which to chose. They will cover the cost of the trip if you have to cancel at the last minute. They also normally include coverage that focuses on medical expenses that may arise while you are traveling. Additionally, travel insurance will cover some expenses if your trip is delayed, or in the event that you become ill or hurt and need to come home early. Some baggage delay and loss coverage is also normally included.
When booking a vacation you are often asked the closing question, “Would you like to purchase travel insurance?” Many people automatically give a resounding “no”, without consideration. Although travel insurance, unlike car insurance, is not required it is something that you may want to consider when booking your next trip. While no one ever expects to cancel a big trip, such as a Honeymoon or Destination Wedding, we have clients who have had to cancel their Honeymoons due to bad weather which closed roads to the airport, or due to a death in the family.
In some cases when you are traveling out of the country, your medical insurance may not cover expenses that you incur. This is a case where travel insurance can offer a significant advantage, and is definitely worth checking with your medical provider to confirm coverage. If you get hurt or sick on your trip, travel insurance will ensure that you receive reimbursement for the medical attention and transportation that you need.
Travel insurance can seem expensive depending upon your age and the cost of the trip. Most feel relief when an emergency occurs and insurance covers their non refundable costs. There are many companies that offer travel insurance, including one-time purchases and annual plans. Your travel agent can help you to sift through and find the right insurance for you. Remarkable Honeymoons highly recommends Allianz Global Assistance as one of the best insurers in the industry. We will handle the processing of your policy according to the trip parameters, and should you need to file a claim we will get everything initiated for you and get as much paperwork as we can together for you.
While travel insurance is not for everyone, it is worth doing the research and making sure you are covered in the event of an emergency. If you are planning a particularly costly and elaborate trip, it may be well worth the added expense to purchase travel insurance. Please ask Remarkable Honeymoons for a quotation as well as a Description of Coverage for your state. You can reach us in one of three ways…
Via email – Request@RemarkableHoneymoons.com
By calling our toll free number 1-866-614-1803.
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Remarkable Honeymoons is very happy to be affiliated with World Travel in Portland, OR. Through this affiliation we are partnered with Virtuoso, a luxury travel consortium that ensures all of our clients receive the best of care. Call us (Toll free 1.866.614.1803) or request a quotation if we can be of assistance to you in the planning process. We enjoy what we do and look forward to the experience with you.
Piper Fenton, Remarkable Honeymoons